Mirrors, brushes, comps, scissors, blow dryer, pins, curlers, shampoos, conditioners, hair dyes, wax, creams, lotions, polish. The tools of the beauty industry don't stop there.
As a beauty shop owner, you know that there's a lot more to your business than snips, tips and curls. The liability exposure you have is enormous and as unique as your trade is. See what others like you have experienced. You'll agree that the risk - no matter how unthinkable - warrants adequate protection - the kind you can acquire by speaking with an experienced independent insurance agency that you trust.
Genuine Insurance Claim Examples (If they could happen to another business in your industry, it could happen to yours as well)
General Liability Coverage, Professional Liability Coverage and Property Risk Coverage:
A nail salon patron arose from her seat after a manicure, only to fall down in a faint due to the after effects of the nail polish fumes. The woman suffered severe face injury as a result and needed costly reconstructive surgery. The claim's amount reached $150,000.
A hair cutter and stylist forgot to sweep away the snipped hair pieces that had fallen to the floor. The next customer didn't quite make it to the chair the stylist had told him to settle into because he slipped on the mess and fractured his right wrist. Doctors' bills, plus lost wages from his computer programming job reached $50,000.
The beauty salon patron had a skin disorder that reacted negatively to a particular nail procedure. The woman developed an intense infection because of it that necessitated doctors' care. Accumulated medical bills totaled $25,000.
After a regular dye application on her hair, the salon customer developed a serious allergic reaction. She became so ill that she was admitted for medical treatment at the hospital. and stayed there for two days. Total doctor and hospital bills, plus loss of wages reached $20,000.
A beauty and nail salon had several chairs reserved for pedicure patrons. The salon incurred extensive losses and damages after a connecting pipe broke.The cost to replace affected damaged property reached $5,000.
A hair stylist at a popular salon did not remember to disconnect the hair dryer after use. Unfortunately, this resulted in a short circuit that led to property damages. The total repair and replacement costs reached $20,000.
Acquiring a customized business policy will not only give you and your operation the needed protection against risk exposure, it will give the priceless gift of peace of mind.
The beauty business has a unique set of risk exposure. Coming to a an experienced independent agency like PRIME Insurance gives you winning coverage results. Voted A++ by the industry's professionals, PRIME shops its full network of policy providers to get you tailored coverage at competitively lowest quotes.
As a beauty shop owner, you know that there's a lot more to your business than snips, tips and curls. The liability exposure you have is enormous and as unique as your trade is. See what others like you have experienced. You'll agree that the risk - no matter how unthinkable - warrants adequate protection - the kind you can acquire by speaking with an experienced independent insurance agency that you trust.
Genuine Insurance Claim Examples (If they could happen to another business in your industry, it could happen to yours as well)
General Liability Coverage, Professional Liability Coverage and Property Risk Coverage:
A nail salon patron arose from her seat after a manicure, only to fall down in a faint due to the after effects of the nail polish fumes. The woman suffered severe face injury as a result and needed costly reconstructive surgery. The claim's amount reached $150,000.
A hair cutter and stylist forgot to sweep away the snipped hair pieces that had fallen to the floor. The next customer didn't quite make it to the chair the stylist had told him to settle into because he slipped on the mess and fractured his right wrist. Doctors' bills, plus lost wages from his computer programming job reached $50,000.
The beauty salon patron had a skin disorder that reacted negatively to a particular nail procedure. The woman developed an intense infection because of it that necessitated doctors' care. Accumulated medical bills totaled $25,000.
After a regular dye application on her hair, the salon customer developed a serious allergic reaction. She became so ill that she was admitted for medical treatment at the hospital. and stayed there for two days. Total doctor and hospital bills, plus loss of wages reached $20,000.
A beauty and nail salon had several chairs reserved for pedicure patrons. The salon incurred extensive losses and damages after a connecting pipe broke.The cost to replace affected damaged property reached $5,000.
A hair stylist at a popular salon did not remember to disconnect the hair dryer after use. Unfortunately, this resulted in a short circuit that led to property damages. The total repair and replacement costs reached $20,000.
Acquiring a customized business policy will not only give you and your operation the needed protection against risk exposure, it will give the priceless gift of peace of mind.
The beauty business has a unique set of risk exposure. Coming to a an experienced independent agency like PRIME Insurance gives you winning coverage results. Voted A++ by the industry's professionals, PRIME shops its full network of policy providers to get you tailored coverage at competitively lowest quotes.
Sekawati Impex is one of the leading Canvas bags exporters in India, offering an exquisite collection of canvas bags that are highly acclaimed by our clients for their exclusive design, colour range, quality and durability.
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